What is the present equivalent (at EOY O) of the following cash flows it the annual interest rate is 3% for year 1.9% for year 2, and 5% for year 3? EOY 1 ($1,500); EOY 2 ($7,600); EOY 3 (-$2,500)? O a. 6025.854 O b. 5819.488 O c. 5980.808 O d. 5736.697 O e. 6104.968