What is the present value of $$12,300$ to be received $3$ years from today if the discount rate is $6$ percent?

a$.$ $$9,720\mathrm{.}87$

b$.$ $$10,327\mathrm{.}32$

c$.$ $$7,380\mathrm{.}00$

d$.$ $$10,946\mathrm{.}96$

e$.$ $$10,545\mathrm{.}27$