What is the present value of $11, 500 discounted back 5 years if the appropriate is 6.4%, compounded semiannually? Your answer should be between 8032.00 and 9554.00. rounded to 2 decimal places, with no special characters. Master Card and other credit card issuers must print the nominal annual rate (APR) on their monthly statements. if the APR is stated as 21.55%, but interest is compounded monthly, what is the card's effective annual rate (EFF%)