What is the present value of a 10-year annuity of $3,750 per period in which payments come at the beginning of each period? The interest rate is 12 percent Use Appendix D for an approximate answer, but calculate your final answer using the formula and financial calculator methods. When using Appendix D to find the present value of this annuity due, subtract 1 from n and add to the table value (Do not round intermediate calculations. Round your final answer to 2 decimal places.) Present value