What is the present value of a six$-$payment annuity of $$6,800$ per year that begins $10$ years from today if the annual discount rate is $4\mathrm{.}40\%?$

a$.$ $$22,876x$

b$.$ $$23,882$

C$.$ $$28,912$

d$.$ $$35,187$

e$.$ $$33,704$