What is the present value of an ordinary $865 annuity payment over 3 years if the interest rates are 2.5% (assume annual compounding)?

		"$2,660.42 "
		"$2,659.34 "
		"$1,667.22 "
		"$1,666.27 "
		"$2,470.46 "
		"$2,469.53 "
		"$2,595.00 "