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What is the present value of the following series of payments: $131 made at the end of every year starting in year 1 and ending

What is the present value of the following series of payments: $131 made at the end of every year starting in year 1 and ending in year 18 EXCEPT there will be no payment of any kind at the end of year 13? The interest is 8.6% annual rate compounded annually.

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