What is the primary function of insurance? A. Insurance allows you to increase your wealth. B. Insurance allows you to maintain your existing level of wealth if there are unexpected events. C. Insurance allows you to invest your financial assets for future earnings. D. Insurance allows you to avoid liability. How can individuals benefit from insurance? A. Individuals benefit from insurance because insurance companies will often invest your insurance payments and share profits on the investments. B. Individuals benefit from insurance because if you do not file an insurance claim by the end of the year, then all insurance payments are refunded. C. Individuals benefit from insurance because it provides peace of mind of knowing that your assets are protected should you suffer a loss. D. Individuals benefit from insurance because it consolidates all of your personal bills into one location