1. What is the probability that the monthly arithmetic return will be less than -1% for both series if we assume a Normal distribution?
   1. Probability for Market = 42.2%, Probability for Stock = 40.3%
   2. Probability for Market = 45.5%, Probability for Stock = 32.0%
   3. Probability for Market = 50.2%, Probability for Stock = 41.9%
   4. Probability for Market = 51.0%, Probability for Stock = 52.2%