What is the purpose of the extended nonowned liability coverage endorsement to the PAP? A) to provide liability coverage for an insured's employer when an insured uses his or her auto for business purposes B) to provide liability coverage for an insured who occasionally operates a nonowned auto C) to provide liability coverage for anyone who bans a covered auto to another driver D) to provide liability coverage for an insured who operates a nonowned auto on a regular basis Which of the following statements about the medical payments coverage of the PAP is true? A) The amount of the benefit typically is $100,000 B) Covered expenses must be incurred within 30 days of the accident C) Covered expenses include the cost of funeral services. D) The benefit limit applies on a per-accident basis rather than on a per-person basis. Which of the following is a covered person under the medical payments coverage of the PAP? A) a family member of the named insured if struck by an auto while crossing the street B) a pedestrian struck by the named insured's auto C) the named insured white she is operating her car as a tax. D) a carjacker who is involved in an accident after stealing the insured's car In which of the following situations would medical payments be paid under an unendorsed PAP? A) Injuries incurred while riding a motorcycle B) injuries incurred while an auto is being used without the presumption that permission would nave been granted to use the auto C) injuries incurred in an auto while it is used in a share the-expense car pool D) injuries incurred during the course of employment if workers compensation benefits are available Under financial responsibility laws, proof of financial responsibility is generally required under which of the following circumstances? A) The use of an auto by any driver with fewer than 3 years of driving experience B) When an individual renews his or her drier's license C) Failure to pay a final judgment resuming from an auto accident D) The accumulation of unpaid parking tickets exceeding a specified value Which of the following statements about uninsured motorists coverage is true? A) An innocent motorist must establish that the uninsured motorist is legally liable. B) The amount of coverage in most states must be at least $300,000 C) Property damage is covered In al states but bodily injury is not covered in all states. D) The coverage is very expensive and beyond the affordability of all but wealthy insureds