What is the PV of a $$79$ monthly annuity if it's in an account that makes $12\%$ for $30$ years? Assume that compounding and payments have the same frequency.

Group of answer choices

$$276,102\mathrm{.}17$

$$7,680\mathrm{.}25$

$$28,440\mathrm{.}00$

$$7,682\mathrm{.}45$