What is the rate of return for an investor who pays $$1,045\mathrm{.}49$ for a three year bond with a $7\mathrm{.}1\%$ coupon paid annually and a face value of $$1,000$ and sells

the bond one year later for $$996\mathrm{.}53?$ Enter your answer as a percentage. Do not include the percentage sign in your answer.

Enter your response below. Enter your answer to $2$ DECIMAL PLACES.

$\%$