what is the responding party going to say 1. On March 7, 2019, I borrowed $5000.00 from Maxwell Parrish because I had fallen on hard times. He and I were friends. 2. At the time, I was living at 123 Main Street, apartment 2 in Ottawa. 3. I signed a promissory note on March 7, 2019, indicating I would pay the loan back within 3 months, or I would need to pay interest of 18% per year. 4. I was to pay it back within 3 months, as I had started a new job in February of 2019. 5. I was laid off in April of 2019, before I could make any payments on the amount he loaned me. 6. On July 1, because I was no longer able to pay rent, I moved back to my parents' home at 1 Smith Street, in Ottawa. 7. I could not afford to have my mail forwarded, and so I checked periodically with my former roommate, who still lives at 123 Main Street, apartment 2. 8. I started a new job in April of 2020, and tried to contact Maxwell about the loan, as I was now in a position to make