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What is the significance of a 5% compared to an 11% loan loss provisions/net interest revenue%. Which is better and what does it mean? What

What is the significance of a 5% compared to an 11% loan loss provisions/net interest revenue%. Which is better and what does it mean?

What is asset quality?

Can you please simplify this as much as possible as I don't have a clue what any of it means

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