What is the surplus or deficit?

Using the following income and expenses information, calculate the surplus or deficit: . Employment wages: $115,000 . Interest earned: $950 . Dividends earned: $1,200 . Mortgage payments: $38,600 . Auto loan payments: $3,300 . Student loan payments: $9,000 . Taxes: $31,050 . Utilities: $3,600 . Personal savings: $12,000 . Gas: $3,500 . Groceries: $7,200 . Entertainment: $6,000 . Charitable donations: $500 . Clothing: $1,500 . Travel: $1,000