What is the term for money that you have not yet earned, but allows you to buy things now, instead of waiting until you have saved enough cash to pay for them? Debt

• Credit
• Debit
• Owed Income
• Lay-away

A successful couple should not neglect their individual needs entirely, as this can aso lead to resentment, but focus on why they are a couple, and how they can help each other achieve their what?

• Retirement
• Weight loss
• Debt Reduction
• Career Goals
• Common Goals

Because debt obligates future portions of our incomes, what is debt responsible for taking away from us?

• Choices
• Spouse
• Sanity
• Income
• Career

Even though debt sometimes comes with zero percent interest, it is still debt because by definition the money is still what?

• Expensed
• Credit
• Owed
• Net worth
• Income

It's important to note that credit and debt are two of the most crucial means you have at your disposal to help you achieve your what?

• Balance
• Retirement
• Income
• Interest
• Financial Goals

Paying the money you owe somebody. with the promised amount of interest, is the only way to actually pay off your what?

• Credit
• Debit
• Bills
• Debt
• Promissory Note

Some young couples who come from relatively affluent or even middle-class

as their homes expect to buy their first home with the same level of parents' current home.

• irritations
• discomfort
• amenities
• worries
• None of the answers are correct

Spending tomorrow's income today is what?

• Is wise financial planning
• Results in long-term savings since money is worth more today
• Reduces the number of money fights among spouses and partners
• Takes away one's future choices
• All of the answers are correct

Couples are likely to overspend, usually by accident, when they do not do this concerning their financial goals and finances.

• Communicate
• Converse
• Speak
• Talk
• All of the answers are correct

Money cannot buy happiness but it can do what?

• Having a large positive cash flow provides people with choices
• Debt reduces people's cash flow
• Debt limits people's choices
• Having more choices gives people more opportunity to do what makes them happy
• All of the answers are correct

Not lot bad, Hoover, because econonic condions can change and there is potential for default, all debt is what?

• Reviewable
• Interest Free
• Income Driven
• Risky
• Borrowed

The same foriptant gratication con esily led to d peronadi debt crss, What are so mape ople unwilling to do a hey lan atford an item?

• Beg
• Borrow
• Steal
• Clip Coupons

Tocusin reduce spending, stoo focusing on what you dont have and start focusing on what?

• Your bank account
• A pay raise
• What you do have
• Your spouses income
• Interest rates

What do some couples use to punish each other?

• Kids
• Belt
• Silent treatment
• Money
• Lawyers

Which of the following is NOT a reason people generally get into debt?

• Using money to punish
• Constant communication
• Emotional difficulties
• Unrealistic expectations
• All of the answers are reasons people generally get into debt