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What is the value today of $ 1 , 9 0 0 per year, at a discount rate of 7 percent, if the first payment

What is the value today of $1,900 per year, at a discount rate of 7 percent, if the first payment is received 4 years from now and the last payment is received 23 years from today?
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$3,555.09
$20,228.63
$16,030.16
$16,102.34
$16,430.96
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