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What is the value today of a 15 -year annuity that pays $610 per year? The annuity's first payment occurs six years from today. The

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What is the value today of a 15 -year annuity that pays $610 per year? The annuity's first payment occurs six years from today. The discount interest rate is 10 percent for Years 1 through 5 and 12 percent thereafter. (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.)

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