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What is the value today of a money machine that will pay $4,499.00 per year for 28.00 years? Assume the first payment is made 3.00

What is the value today of a money machine that will pay $4,499.00 per year for 28.00 years? Assume the first payment is made 3.00 years from today and the interest rate is 10.00%. Help me please! I am begging someone please LOL !

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