What minimum amount needs to be places in his account at the end of each month so he will reach his retirement savings goal, if the annual interest rate is $4\%?$

$$9982\mathrm{.}83$

$$831\mathrm{.}90$

$$1041\mathrm{.}67$

$$813\mathrm{.}29$

$$650\mathrm{.}62$