What patterns in mortgage rates have been observed alongside this Covid 19 "pandemic?"

Group of answer choices

Mortgage standards have grown very tight, and far few families are qualifying for home loans.

Mortgage standards have gotten very loose, and a bubble like the one ten or so years ago is building.

The FED is flooding the market with dollars, and is making mortgage loans directly to homebuyers.

Thirty year mortgage rates are at or near all-time lows, encouraging additional home sales, and higher prices.