What percent of Americans have created a comprehensive financial plan?

31%

92%

During an appointment Pedro said the following to his client:

"You know, Julia, you really should get a will. We've talked about a will before. I'm not sure why you haven't met with a lawyer yet. Maybe you lost his number. I'll have my assistant send it to you again. A will is really important, Julia. It helps you avoid probate. It also makes sure your assets go where you want them to go. And who is going to take care of your children if something happens to you? The courts will decide if you don't. I don't know if you know this or not, but probate is open to the public, so everyone will see what you have. No wait - it's a trust that avoids probate, not a will. Well, you should confirm that with a lawyer. You really should get this taken care of right away."

Which impediment to communication is Pedro exhibiting?

Generalizations

Using statistics

Over-long statement

18%