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* What requirements must an instrument meet to be negotiable! Explain. 15 sentences and give one example) 2. What is the difference between signature liability

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* What requirements must an instrument meet to be negotiable! Explain. 15 sentences and give one example) 2. What is the difference between signature liability and warranty liability? Give an example of one. (5 sentence) 3. What defenses are are valid against all holders, including HDC's? What are these defenses called

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