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What tools (excel, financial calculator, tables, websites tools, formulas, etc.) work best for you to solve the time value of money problems and exercises. Why

What tools (excel, financial calculator, tables, websites tools, formulas, etc.) work best for you to solve the time value of money problems and exercises. Why do they work best? What aspects of each of the tools do you like and dont like. If you find some good tools on line, please share the website if applicable.

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