What type of budget do you need to establish before going to the dealer? Total cost of the car including financing charges Total monthly payments O Both A and B Only a Spending Plan and your Trade In value Which case would the dealer almost always give you a better deal trading in with the car dealer than selling youself? O An old junk car with mechanical problems A very popular hatchback O A work truck with low mileage An almost-new car you can no longer afford due to income changes Which of the following types of loans will be the hardest to pay off early? Loans with long terms Loans with high interest Loans with high down payments Loans with precalculated interest