What type of insurance policy would you assign for the following exposures:

(a) A customer walks into your bakery, slips, and falls on a chocolate chip

(b) Your son is using his beat up vehicle to deliver pizza on a weekend and rear ends another vehicle on his way home

(c) Your mother-in-law decides to take a bath, starts the water running, and forgets the water is turned on, it runs for an hour dripping through the floor to the first floor living room

(d) You manufacture lunch meats and cheese, a customer bites down on a sandwich and breaks his tooth?