What was created as a means for the poor and working class and extends to a much deeper issue, discrimination?

 

While the Great Depression reduced the number of thrifts, the post-World War II economic boom saw the thrifts thrive. As Americans wanted and needed more houses, the thrifts were there to help with financing. With low market interest rates, thrifts lived by the "3-6-3 rule" of banking: pay 3% on deposits, lend money at 6%, and hit the golf course by 3 p.m.