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What were the main causes of the 2007-2009 financial crisis other than the housing market collapse? What were its impacts on the U.S. financial institutions

What were the main causes of the 2007-2009 financial crisis other than the housing market collapse?

What were its impacts on the U.S. financial institutions and markets?

If you were an economic policy decision-maker, what could you have done better to resolve the financial crisis during that period?

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