What will happen to any items in the assets and liabilities and capital and surplus if stocks declines to $700 million? NARRBEGIN: TABLE 4.5 Table 4.5 A Hypothetical Balance Sheet of a Hypothetical Life Insurance Firm with Its Asset Allocation Mix (in Millions of Dollars)-Risks and ERM Assets Bonds: risks of junk bonds and nonperforming, mortgage-backed securities. Liabilities and Capital and Surplus $1,800 Loans and advances $10 Stocks: risks of the market fluctuations 990 Life insurance and annuities reserves [risk of catastrophes and miscalculations by actuaries (longevity risk) and lack of underwriting 950 Mortgages: risk of nonperforming mortgages, 260 Pension fund reserves: risk of inability to keep the promises of the guarantees 1,200 no liquidity Real Estate: risks of real estate collapse and lack of 50 Taxes payable 25 25 liquidity Policy Loans: risk of inability of policyholders to 110 Miscellaneous liabilities 650 pay Miscellaneous 120 Total Liabilities 2,835