Whats the answer

Raj and Chandan have established their financial goals. Given their current financial position, they have decided to invest $100 per month in a mutual fund at the end of every year for 10 years (Plan A). Raj's co-worker suggests that, instead of saving for 10 years, the couple should immediately contribute a large lump sum, such as $1200, into a mutual fund (Plan B). Although both plans may allow the couple to achieve their goals, which of the following statements should be considered before the couple makes a decision? O A. Plan A is a more conservative approach that requires them to save money consistently over time, whereas Plan B does not require as much discipline and is more likely to fail because there is risk related to whether the value of the initial investment will increase as expected. O B. Plan A is a more conservative approach that requires them to save money consistently over time, whereas Plan B requires more discipline and is more likely to fail because there is risk related to whether the value of the initial investment will increase as expected. O c. Plan A is a more conservative approach that requires them to save money consistently over time, whereas Plan B requires more discipline and is more likely to succeed because the value of the initial investment will increase as expected. OD. Plan A is a more aggressive approach that requires them to save money consistently over time, whereas Plan B does not require as much discipline and is more likely to fail because there is risk related to whether the value of the initial investment will increase as expected