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Whats the discount rate that would make you indifferent between these two options: $5,000 in year 2 vs. $20,000 in year 30? (Answer without percentage

Whats the discount rate that would make you indifferent between these two options: $5,000 in year 2 vs. $20,000 in year 30? (Answer without percentage sign and round to 2 decimal places)

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