When a collateral assessment has been done for a property and the property has little to no encumbrances, has a high market value, and the potential borrower has good credit history, what would be the most likely outcome?

Group of answer choices

The borrower would most likely not be deemed a great candidate for the loan; thus the case would be put through further investigation. The property would also have a high loan to value ratio.

The borrower would be deemed a good candidate for the loan, thus the case would be put through an "expedited evaluation." The property would also have a low loan to value ratio.

The borrower would be deemed a good candidate for the loan, thus the case would be put through an "expedited evaluation." The property would also have a high loan to value ratio.

The borrower would most likely not be deemed a great candidate for the loan; thus the case would be put through further investigation. The property would also have a low loan to value ratio.