When a prospective creditor evaluates a credit application, they look at many factors, including the three Cs: Character, Capital, and Capacity.

For each of the following statements, specify the C that corresponds to

each statements specific characteristic.

___ 4. Do you have a savings account?

___ 5. Have you used credit before?

___ 6. How long have you lived at your present address?

___ 7. Do you have a steady job?

___ 8. Do you pay your bills on time?

___ 9. What are your current debts and your current living expenses?