When Amy had 2 years left in college, she took out a student loan for $14,765. The loan has an annual interest rate of 8.1%. Amy graduated 2 years after acquiring the loan and began repaying the loan immediately upon graduation. According to the terms of the loan, Amy will make monthly payments for 4 years after graduation. During the 2 years she was in school and not making payments, the loan accrued simple interest.

(a)If Amy's loan is subsidized, find her monthly payment.
	Subsidized loan monthly payment: $
(b)If Amy's loan is unsubsidized, find her monthly payment.
	Unsubsidized loan monthly payment: $