When analyzing a company's financial health, the ________ ratio assesses its ability to cover short-term liabilities with its most liquid assets. In the context of investment, the term ________ refers to the total return on an investment over a specific period, expressed as a percentage of the initial investment. ________ is a risk management strategy where investors allocate assets in such a way that the performance of one investment offsets the negative performance of another. The ________ is a market index that includes 30 large, publicly traded companies in the United States, providing insight into the overall health of the stock market. In bond investing, the ________ reflects the difference in yield between two bonds with different credit ratings. The term ________ describes a situation where the price of an asset is below its intrinsic value, presenting an opportunity for investors. ________ involves the process of spreading investments across different geographical regions to reduce risk associated with a specific country or region. In personal finance, the ________ is the amount of money an individual has available for spending after taxes and other mandatory deductions. When considering investment risk, the concept of ________ suggests that some degree of risk is necessary to achieve higher returns.