When answering these questions, assume that Mark pays an annual insurance premium of $785, has a $750 annual deductible, and 80/20 coinsurance clause, and an annual stop-loss of $3,000. For each medical procedure, calculate Mark's out-of-pocket expense and his cumulative year-to-date total out-of-pocket expense. Also assume that the March 15 health event is his first medical expense of the year.

March 15, broken arm with x-rays. Cost: $1,550

Mark's deductible is __________

Mark's copayment is __________

Mark's out of pocket expenses (deductible + copay) __________

June 23, cold leading to strep throat. Cost: $30 office visit + $15 for penicillin.

Mark's deductible is _________

Mark's copayment is _________

Mark's out of pocket expenses is ____________

November 14, gall bladder attack, requiring hospitalization and surgery. Cost $3,500 + $200 for ambulance service.

Mark's deductible is _________

Mark's copayment is __________

Mark's out of pocket expenses (deductible + copay) ____________

September 9, elective abdominal plastic surgery to give Mark a six-pack. Cost: $4,350

Mark's deductible is ________

Mark's copayment is _________

Mark's out of pocket expenses are _______

What is Mark's maximum annual out-of-pocket cost per year? _______________