When applying for health insurance one of the questions is "Are you in good health? Despite being HIV positive, I answer"yes" because I currently have no symptoms. Six months later I develop AIDS and the insurance company refuses to pay for my treatment. I sue the insurance company and the insurance company is forced to pay because the application did not specifically ask about HIV, but rather was ambiguous about the meaning of in good health." This is an example of adverse selection O morale hazard indemnification moral hazard contract of adhesion Question 15 (3 points) When applying for health insurance one of the questions is Are you in good health?" Despite being HIV positive, I answer yes because I currently have no symptoms. Six months later I develop AIDS and the insurance company refuses to pay for my treatment. I sue the insurance company and the insurance company is forced to pay because the application did not specifically ask about HIV, but rather was ambiguous about the meaning of in good health. This is an example of adverse selection O morale hazard O indemnification moral hazard contract of adhesion