When considering a commercial real estate loan opportunity, what information should be gathered as part of an initial assessment of the borrower? 1. List of contingent liabilities 2. Banking history 3. Prior appraisals 4. Most current survey 0 1 and 2 1 and 3 2. Banking history 3. Prior appraisals 4. Most current survey 1 and 2 0 1 and 3 O2 and 3 O2 and 4