When considering disability income insurance, the Brocks should consider the waiting period, how long the benefits will last, what the coverage entails, along with their individual incomes and financial responsibilities. The period that they have to wait can be a deciding factor, but it could also end up meaning there will be a higher premium. They should consider how long the benefits will be paid out so they can return to work at the appropriate time. They need to review different policies that compare short-term benefits and long-term coverage and assess which plan would be the best for them. (Kapoor, 2021). Both of them should look into disability insurance to protect themselves in case either of them becomes disabled and are unable to work. By looking at all of these things, they can choose a policy that best suits their situation. why do you agree