When faced with a capital shortfall, banks can raise new capital or restrict lending. In 2008, faced with these choices we saw that banks tended to raise more capital in order to keep lending constant. OA. True OB. False Which of the following is a strategy banks could use to eliminate a capital shortfall? OA. Buyback shares of bank stock OB. Payout higher dividends to shareholders OC. Make fewer loans OD. Purchase more securities