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When getting a mortgage to buy a house or a condominium, if you pay less than a certain percentage of the price as a down

When getting a mortgage to buy a house or a condominium, if you pay less than a certain percentage of the price as a down payment, then you will be required to pay additional amount of money every month as what?

A. 5% and Private Mortgage Insurance

B. 20% and Private Mortgage Insurance

C. 5% and Prepayment penalty

D. 20% and Prepayment penalty

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