When Godfrey died in 2016, his assets were valued as follows: Asset Date of death valuation Valuation six months later Stocks $2,220,000 $2,180,000 Bonds 4,600,000 4,620,000 Home 800,000 780,000 Total $7,620,000 $7,580,000 The executor sold the stock two months after the decedent's death for $2,200,000. The bonds were sold seven months after the decedent's death for $4,630,000.

If Godfrey came to you before his death and told you that he had a spouse and two children under the age of 18, what kind of estate plan would you suggest for him?