When investing in a 401(k) plan, your assets should ideally be diversified based on your date of retirement (many retirement plans refer to this as a target date fund). As you approach your date of retirement, ideally, you should _________.

a.reduce your exposure to stocks and increase exposure to bonds

b. reduce your exposure to bonds and increase exposure to stocks

c. increase your exposure to both stocks and bonds

d. reduce your exposure to both stocks and bonds