When Joe and Sarah graduate from college, each expects to work a total of 45 years. Joe begins saving for retirement immediately. He plans to deposit $550 at the end of each quarter into an account paying 7.1% interest, compounded quarterly, for 13 years. He will then leave his balance in the account, oaming the same interest rate, but make no further deposits for 32 years. Sarah plans to save nothing during the first 13 years and then begin depositing $550 at the end of each quarter in an account paying 7.1% interest, compounded quarterly for 32 years. Complete parts (a) through (o) below. a. Without doing any calculations, predict which one will have the most in his or her retirement account after 45 years. Then test your prediction by answering the following questions. Choose the correct answer below. O A. Sarah will have more in her account after 45 years. Sarah contributed more overall, so she will have more money in her account OB. Sarah will have more in her account after 45 years, Joe earned interest for 13 more years than Sarah, but Sarah contributed monthly payments for a lot longer than Joe OC. Joe will have more in his account after 45 years. Sarah contributed more money overall, but Joe was earning 7.1% interest per quarter for 32 years OD. Both Joe and Sarah will have the same amount of money in their accounts because they were both earning 7.1% interest on their money for 32 years