When one party writes the contract and the other party has to accept it None of the above QUESTION 31 Standard and Poor's started using all the following components to rate insurance companies except Earning and investments Brand and Awareness Enterprise Risk Management Capital Adequacy None of the above QUESTION 32 If a business is considering implementing a loss control measure against shoplifting and the cost is 552.500 but they will reduce claims by $25,143 and vandalism by $24.2. and save 55.176 in premiums and their deductible will go up by $2000. they expect to have about 10 claims a year they should Continue with their current program and not implement the loss control program Develop other risk techniques like avoidance not in the above loss control area to find savings Implement the new loss control program due to potential premium savings Involve the Enterprise Risk Manager to use another holistic approach None of the above When one party writes the contract and the other party has to accept it None of the above QUESTION 31 Standard and Poor's started using all the following components to rate insurance companies except Earning and investments Brand and Awareness Enterprise Risk Management Capital Adequacy None of the above QUESTION 32 If a business is considering implementing a loss control measure against shoplifting and the cost is 552.500 but they will reduce claims by $25,143 and vandalism by $24.2. and save 55.176 in premiums and their deductible will go up by $2000. they expect to have about 10 claims a year they should Continue with their current program and not implement the loss control program Develop other risk techniques like avoidance not in the above loss control area to find savings Implement the new loss control program due to potential premium savings Involve the Enterprise Risk Manager to use another holistic approach None of the above