When she made the most recent payment for her automobile loan yesterday, Allison briefly thought about writing a check to pay off the entire loan. To purchase her luxury car, Allison originally borrowed $35,600 with terms that required her to make monthly payments equal to $739 for a period of five years. Because her credit was not good when she applied, the loan has a 9 percent annual interest rate. Allison has been making payments on this car loan for two years. To the nearest dollar, how much does Allison currently owe on her automobile loan?

• A. $26,604
• B. $23,239
• C. $17,764
• D. $16,176
• E. $23,413