When shopping to replace the delivery truck in the last question you found a competing dealer who offered this choice: Option 1. Get $3000 'cash back', then pay the balance in 5 annual payments at 2.0%; Option 2. pay 'full price' in 5 annual installments at no (0%) interest. Which is the better deal, that is, under which deal will you PAY LESS? How much more or less does the better option cost compared to your answer in number 3 once all payments are made?