When starting a new bank, investors who own and operate banks $\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_$

Group of answer choices

must obtain both a state charter from the state banking commission and a national charter from the comptroller$$s office

can obtain either a state charter from the state banking commission or a national charter from the comptroller$$s office.

are required to be licensed financial professionals.

must have a least $30\%$ of equity invested compared to liabilities