When thinking about purchasing a car, Tarek came up with the following estimates. First, hes confident that he can dedicate a total of $400 per month in cash flow for the purchase and maintenance of a car. Tarek also estimated the following monthly expenses: gas $55, insurance $100, maintenance $25, and repairs $15 (assuming he buys a new car). Based on these estimates, how much can Tarek spend each month on a loan payment, assuming a 3-year, 6% annual APR loan?

Tarek can spend $___________ each month on a loan payment.