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When thinking about the cycle of innovation, discuss the following items: 1) What causes disintermediation? 2) Name three fintech items and what is their impact

When thinking about the cycle of innovation, discuss the following items:

1) What causes disintermediation?

2) Name three fintech items and what is their impact on traditional intermediaries

3) What is a common reason for financial institutions to reject fintech products and what can a Fintech firm do to reduce rejection risk?

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